Agrifund AP Finance Corporation was established to address the perennial problem faced by farmers and micro, small and medium enterprise (MSME) owners in the country of lack of access to financial services.
AIM helps propel MSMEs by providing them easy access to financial products, services and support programs. It offers comprehensive and innovative financial support to enable MSMEs to effectively tap business opportunities and expand their respective products and services. It aims to support MSMEs become more globally competitive and highly sustainable so they can drive the country towards world-class excellence and more inclusive economic growth.
No collateral required for loans up to P300,000.00
Flexible payment schemes
Equal amortization for a fixed term
Minimal application requirements
Seamless processing
Approval in as fast as 5 days
No processing and hidden charges
2% rebate upon renewal*
1% referral fee per client*
| LOAN FEATURES | AIM BUSINESS LOAN | AIM PRIME BUSINESS LOAN | ATING PAG-ASA LOAN (AP) |
|---|---|---|---|
| PURPOSE | Additional working capital, inventory; cash for day-to-day operations | Purchase of tools and equipment | Farm Operations |
| TERM | 16 WEEKS | 12 - 36 MONTHS | 4 months (maximum) |
| LOAN AMOUNT | 50,000 to 300,000 | 300,001 to 3,000,000 | 10,000 to 50,000 per hectare |
| COLLATERAL | None | Yes | None |
| PAYMENT METHOD | PDCs weekly/ Cash payment Dated Check | PDCs bi-monthly or monthly/ Cash Payment Dated check | 20% fixed term (Upon Harvest) |
| INTEREST RATE | 1% per week | 2% per month | 5% principal amount |
| PAYMENT SCHEDULE | Weekly | Semi-Monthly | Lump Sum (Cash or Bank Payment) |
| REBATE ON RENEWAL | 2% principal amount | 2% principal amount | 4% principal amount |
Angela’s Carwash and Refreshment Corner - Yolysel Deo, 43 years old. Sa tulong ng Agrifund AP Finance Corporation, mas napaunlad ni Mrs. Yolysel Granfiel ang negosyong nag-ahon sa kanya sa hirap. “Maraming salamat po (sa Agrifund) dahil binigyan ninyo po ako ng opportunity… Sana po ay maging continuous ang pagtutulungan natin sa isa’t-isa.” -Yolysel
Nagsimula si Karen bilang online seller lamang ng mga palayok at mga home decorations bago niya naitayo ang sarili niyang negosyo. Alamin ang kanyang kwento kung paano niya ito napalago.
Gaya na lamang ni Ronald del Bolante, 46 years old. Nagsimula bilang cutter, May ari na ng isang negosyo at sa tulong ng Agrifund Corporation siya ay nakapag puhunan na ng cutting table at sewing machines na gamit sa kanyang sariling negosyong RRBJ Garments.
Cheryl Carmen, 52 years old. Kaakibat ng kanyang pagsisikap sa hamon ng buhay. Naging instrumento ang Agrifund AP Finance Corp para makamit niya ang ninanais sa buhay.
- Melchor, Del Rosario 42 years old. Bilang isang Bicycle shop owner, Natulungan ng Agrifund Corporation si Melchor upang magkaroon pa ng puhunan pandagdag sakanyang negosyo .
– May ari ng sari sari store, nagtitinda ng isda at may gulayan. Natulungan ng Agrifund sa kanyang negosyo upang magkaroon ng mas malaking puhunan at lumawak pa ang sakop ng kanyang negosyo. Pinili ni Marilyn na mag loan dahil mabilis ang proseso at mababa ang interes.
Isang negosyante na natulungan ng Agrifund at napabilis ang proseso ng kanyang pagloan dahil din sa mabilis na approval at requirements ng pagbigay nito.
Gina, 50 years old. May ari ng isang aircon at refrigeration services. May negosyo mula nung taon 2005. Mas napalawak ang kanilang negosyo at nagkaroon ng pagkakataong mag expand pa sa tulong ng loan program ng Agrifund Corporation. Gusto nilang mapalaki pa ang kanilang negosyo upang makatulong pa sa kanilang mga tauhan.
Plant Business of Marlin Wright
Cheryl Carmen - Polvoron Store
Dental Clinic of Ms. Arabit
Sheila De Guzman - Mini mart
Veronica Dolleton - Pet and Poultry Supply
Charlemagne Trozado - Meat Shop
Timothy Espiritu - Mecca Contractor
Ian Claveria - Canteen
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